Terms & Conditions

1. About the Company

Expert Choice Info d.o.o. is a limited liability company registered at the Commercial Court in Zagreb under MBS: 081547923. Registered office: Ulica kneza Mislava 12, 10000 Zagreb, Croatia. OIB (Tax ID): 45891273650. Share capital: EUR 2,500.00, fully paid. The company was registered in 2021.

2. Description of Services

Through this website, we provide information about financial literacy, personal financial management, and related educational services. The content of our website is informational and educational in nature and does not constitute financial advice within the meaning of the Capital Market Act or any other form of licensed financial consulting.

We do not provide investment advice, portfolio management, or intermediation in the purchase of financial instruments.

3. Use of the Website

You agree to use the website only for lawful purposes and in a manner that does not infringe the rights of third parties. It is prohibited to: attempt unauthorized access to the system; distribute malicious software; copy or distribute content without written permission; use automated tools to collect data from the site.

4. Intellectual Property

All content on this website, including texts, graphics, logos, photographs, audio and video materials, and software, is protected by copyright and other intellectual property rights in accordance with the Croatian Copyright and Related Rights Act and international conventions.

Reproduction, distribution, modification, or public display of any part of the content without prior written permission from the Company is not permitted.

5. Limitation of Liability

Information on this website is provided "as is" without any warranties, express or implied. Expert Choice Info d.o.o. does not guarantee the accuracy, completeness, or timeliness of information published on the site.

To the fullest extent permitted by law, the Company shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use or inability to use this website or its content.

Financial decisions are made at your own risk. We recommend consulting a licensed financial advisor before making significant financial decisions.

6. Links to External Sites

Our website may contain links to third-party websites. We are not responsible for the content, privacy policies, or practices of these external sites. Use of such sites is at your own risk.

7. Data Protection

We process your personal data in accordance with GDPR and Croatian legislation. For detailed information about data processing, please see our Privacy Policy.

8. Amendments to the Terms

We reserve the right to amend these Terms & Conditions at any time. Amendments take effect on the date of publication on this page. Continued use of the site after publication of amendments is considered acceptance of the new Terms.

9. Governing Law and Jurisdiction

These Terms & Conditions are governed by the laws of the Republic of Croatia. For all disputes arising from or in connection with the use of this website, the Commercial Court in Zagreb, Republic of Croatia, shall have jurisdiction.

10. Contact Information

For all questions regarding these Terms & Conditions, contact us at: Expert Choice Info d.o.o., Ulica kneza Mislava 12, 10000 Zagreb, Croatia. Email: info@expert-choice-info.com. Phone: +385 1 4829 163.